Truck accidents can be disastrous, causing drastic injuries, destroying property, and even causing deaths. Regrettably, the process of pursuing a truck accident claim can be overwhelming compared to filing a claim for a car accident. Trucking accident claims involve various parties, such as the truck driver, trucking company, insurance adjusters, and, in some cases, government entities.
Truck accidents are prominent in the busy cities of the USA. One such city is Albany, which is located on the northeastern side of the USA, in New York. It has an approximate population of 98,000, and its main economic activities are healthcare, transportation, and tourism. The streets and highways of Albany experience a high number of trucks moving to and from the city.
The New York State Department of Motor Vehicles (NYSDMV) reported that there were 10,497 truck crushes in 2019, resulting in 67 fatalities, 2,508 injuries, and 7922 incidents of property damage. Despite these figures, Albany truck accident victims find filing a claim with insurance companies complex.
In this article, we will explore the five reasons truck accident claims are more complex to pursue than other types of motor vehicle accidents. Read on.
Trucks carry bigger policies
The dimension of the vehicle is one of the parameters insurance companies use to calculate the cost of coverage. Truck policies can cost forty times more than passenger vehicle policies. For this reason, many insurance companies would use all means at their disposal to evade liability in the event of a truck accident. You might not recover the damages if the at-fault party is a commercial truck driver.
Only an experienced attorney in truck accidents can handle the cases
You need a seasoned attorney in truck accidents to help you win desirable compensation. An attorney with experience in this industry may need to understand some factors when calculating a claim’s value. In addition, a truck accident attorney understands all the tactics the insurance company adjusters use to exploit the victims.
Victims are duped into accepting liability without knowing its consequences. The initial recommendation from the insurance company may look attractive, but in a real sense, it is below what a court would award. Only the expertise of a truck accident attorney can help you, not any other lawyer.
This is where having a truck injury lawyer is key, especially in places like Dayton, where busy roads and intersections can increase the likelihood of truck accidents. These lawyers really know the details of truck accident cases, which are way more complicated than other injury cases. They’re good at dealing with the tricky rules that truck drivers and companies have to follow, and they’re great at figuring out who’s to blame for the accident. Their job is to take care of the hard legal stuff so that those who got hurt can get better, knowing someone skilled is working to get them what they deserve. Their hard work makes sure that even when big trucking companies try to push back, the rights of the injured person are protected.
The truck industry has many regulations
Trucking companies must register with the Department of Transportation and the Federal Motor Carrier Safety Administration because of the interstate deliveries the trucks make. Some regulations include annual inspections, special driver qualifications, and truck maintenance rules. The specificity of trucking regulations is among the things that complicate the process of filing a claim.
Truck accidents have a high chance of death
When a victim dies in a truck accident, fault determination is very tiresome and requires much work. You will have to involve another legal mind, such as an experienced accident attorney, to conduct the investigation and unearth the truth.
Truck accidents can involve many vehicles
Because of their size, truck drivers always find it hard to control or stop them when an emergency arises. In these circumstances, the driver may get confused, and the chances of the truck ramming into other vehicles become high.
When many vehicles are involved, the investigators find it complex to determine the at-fault party. Starting the process of filing compensation for the victim becomes complicated. For this reason, many truck accident cases end up in court for trial.
In conclusion, filing a claim for a truck accident can be complex and challenging, depending on the circumstances at the time of the injury. Dealing with legal complexities and collecting enough evidence and documentation are reasons truck accidents need an extensive understanding of the litigation process.
Worst of all, insurance companies and trucking companies will always use all means possible to avoid compensating the victim because of the huge sums of money required to settle the claim. Knowing the unique hurdles and complexity involved in truck accident claims will help you remain proactive in protecting your rights and have confidence in navigating the legal process.